Skip to main content
763-689-1071
BECOME A MEMBER
Enroll Now | Forgot Password
Routing #: 291973386
Download on Google Play Download on the App Store

Ways to Protect Yourself

In today’s digital world, scammers are constantly finding new ways to trick individuals into giving up their personal and financial information. At Minnco Credit Union, we prioritize your security and want to help you recognize and avoid potential threats. By staying informed and taking proactive steps—such as verifying websites and apps, enabling multi-factor authentication, using strong passwords, and limiting personal information sharing—you can better protect yourself from fraud. Read on for essential tips to safeguard your accounts and ensure your financial security.


 

Websites & Apps

Scammers will often direct you to a fake website to steal your personal information. Always ensure that you are visiting our official website. Our official website is always www.minnco.com. Any other sites (minnco.net, minnco.org, or other domains) are fraudulent.

Similarly, always ensure you only download our official mobile app, Minnco Mobile from the Apple App Store or Google Play. 

Limit Personal Information Sharing

Avoid posting sensitive information, such as birthdate, address, and phone number on social media. Scammers collect this information to steal your identity and manipulate you into scams. To keep this information safe, review and adjust your privacy settings on social media. 

Don't provide account details. This includes your PINs, account numbers, social security number, and digital banking login.

Unless you initiate contact and confirm that the source is reliable, do not give personal information over the phone.

Enable Multi-Factor Authentication

Multi-factor authentication (MFA) is a security process that requires users to verify their identity using two or more distinct methods. If you log in on a separate device or do not register your device, you must have your identity confirmed either by phone, email, or by an authenticator. This provides members with an added layer of security.


Strengthen Your Passwords & Use a Password Manager

Create strong passwords that use a combination of letters (both upper and lowercase), numbers, and symbols. Use different passwords for different accounts; don’t use the same password for all of your accounts. Consider a password manager to store and generate strong passwords.

Text Messages & Links

Minnco will never call, email or text you to ask for your login information. Never provide personal information, debit card or account details or digital banking credentials in response to text messages or emails.

Monitor Financial & Online Accounts

Be regularly checking all of your financial and online accounts for any activity that is not from you. This includes bank statements, credit reports, and accounts. Set up alerts so that you are notified for login attempts and large transactions. If they are not from you, call Minnco immediately and we will freeze your account. 


  • We love to hear what our members are saying!

    We purchased the Route 66 warranty for our Chevy pick up. It  was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty! 

    Scott and Erin

  • We love to hear what our members are saying!

    I love Minnco because of the fast service and friendly faces.
    Miah G.

  • We love to hear what our members are saying!

    Minnco is a great place to do business and belong to as a member!
    Kat E.

  • We love to hear what our members are saying!

    Minnco has always been easy to work with for all of my questions and loan needs.
    Paul S.

  • We love to hear what our members are saying!

    I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.
    Jeff W.

  • We love to hear what our members are saying!

    I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.
    Cynthia

  • We love to hear what our members are saying!

    Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.
    Anne R.

  • We love to hear what our members are saying!

    I love Minnco because they know who I am, even through the car window!
    Melanie G.

  • We love to hear what our members are saying!

    Always there right away when I need them!
    Suzannah M.

  • We love to hear what our members are saying!

    Compared to any other bank I have been with or known people to use, Minnco is the best with service, especially when you need help.
    Katrina A.

  • We love to hear what our members are saying!

    I enjoy being able to call in when I need something and talk to someone local unlike the big banks. Your customer service is great and that goes a long way!
    Andrew J.

  • We love to hear what our members are saying!

    I grew up with them as a bank and they taught me about how banking works, and were always friendly, and made me less nervous when it was time to do things myself.
    Jessica B.

  • We love to hear what our members are saying!

    Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.   
    Sandy S.

  • We love to hear what our members are saying!

    I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face. 
    Laura D.

  • We love to hear what our members are saying!

    Fantastic service & very competitive rates. They are always willing to go above and beyond for members.
    Samantha S.

  • We love to hear what our members are saying!

    I have been a member since 1980 - and I wouldn't go to any other bank!!!!
    Nan L.

  • We love to hear what our members are saying!

    For the first time ever, my card was compromised. Soon as I noticed it, I contacted Minnco. They were fast and efficient on taking care of my issue. They immediately put my concerns at ease. My account is back in order and a heavy weight was lifted off my shoulders. I am so grateful to know that my finances are in safe hands!
    Tara C

  • We love to hear what our members are saying!

    I love it when I come through the drive through and they know who I am and call me by name.  This is personal service which is missed in the world today.  It makes me feel like I am valued by Minnco.  
    Emilie B.

  • We love to hear what our members are saying!

    I love Minnco because they have always been there to help me with my banking needs.  The staff are always super friendly whenever I have any questions.
    Cheryl W.

  • We love to hear what our members are saying!

    It's not a national level chain of branch offices... it's local banking for local people.
    Paul A.

Have a Question?

Or Call 763.689.1071

Schedule an appointment

Select a Location

Mortgage Appointments

Select a Location to SCHEDULE AN APPOINTMENT

Andover
Big Lake
Cambridge
Isanti
Minnco Center
North Branch
Princeton

Mortgage Appointments

Schedule time with us
Apply for a Loan
Apply for a Loan
Download our Mobile App
Learn About Our Community Involvement
Apply for a Loan

Apply for a loan!

Are you a Minnco Member?

If yes, great! This is going to be easy. Click on the link below.

Apply Today!

Not a Minnco Member Yet?

That's okay, we'll get that taken care of now. You'll have the ability to complete your membership application at the same time as your loan app!

Join and Apply Now!