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Auto & Toy Loans

Minnco's competitive rates, flexible terms, and easy application options add up to a great lending experience. At Minnco, we're ready to help you realize your goals and make your dreams become reality.

CONVENIENCE: To make the loan application process easy, apply online or right within online/mobile banking. Of course, you can also stop by one of Minnco's eight offices and visit with a lender.

DISCOUNTS: Minnco offers consumer loan rate discounts to members based on qualifying relationships. Members can receive up to two, for a total discount of up to .5% APR.

Auto and Truck Loans

Whether you're looking for a new or used vehicle, Minnco has a loan to fit your needs. We finance up to 125% of MSRP for new vehicles and 125% of NADA retail value for used vehicles, PLUS tax, title and license. We also offer up to 840months financing for qualified applicants. See all rates.

Boat and Travel Trailer Loans

Whether you're hitting the open road or the open water, you've come to the right place! Financing with Minnco can save you hundreds, even thousands, over dealer financing! Save money when you finance with Minnco! See all rates.

Motorcycle Loans

It's hard to beat the thrill of riding your new cycle, but getting a great deal on financing comes close. See all rates.

Powersport Loans

Finance your UTV, ATV, snowmobile, or PWC with Minnco. See all rates.

Optional Coverage

Protecting your assets and your financial wellness is important. Minnco can help through our variety of low-cost protection coverages.

Debt Protection

This protection covers involuntary unemployment, disability and loss of life. The monthly premium is based on your loan balance so therefore will reduce as your balance decreases. It can be canceled at any time without penalty.

See a loan officer for more information.

Guaranteed Asset Protection (GAP) Plus

GAP plus is a way to help protect your vehicle loan. Many times, primary auto insurance settlements don't pay off your loan balance. GAP Plus will help cancel the difference between the primary insurance settlement and what you may still owe on your vehicle loan. In addition, if your vehicle is stolen or totaled in an accident, GAP Plus will cancel $1,000 of your next loan with Minnco when you purchase a replacement vehicle within 60 days of your primary insurance settlement. GAP Plus helps you prepare for the unexpected.

See a loan officer for more information.

Route 66 Extended Warranty

Route 66 Warranty has a complete line of coverage designed to keep your vehicle on the road. Even the most reliable vehicle can develop a mechanical problem. No matter where you travel in the United States, we protect you against major mechanical expenses, and there is NO DEDUCTIBLE on covered parts or labor. All of our plans come with Rental Car Allowance and 24 hour/7 days a week Emergency Roadside Service:

  • Towing
  • Flat Tire Assistance
  • Battery Jump Starting
  • Lock-out Service
  • Safe and Secure Package
  • Minor Adjustments

See a loan officer for more information.

Integrity AutoSource, Inc.

Why bother with the dealer-go-round? Minnco Credit Union offers a haggle-free, hassle-free purchasing experience with Integrity AutoSource, Inc.

Choose from late-model new and used vehicles available in the Vadnais Heights Office parking lot or vehicles displayed on their website. Not finding what you want? Let them locate the vehicle you want through their preferred dealer network. 

Auto broker, Brett Broghammer is on-site at the Vadnais Height Office to give you sound, honest advice and help you choose the vehicle you want at a price you can afford.

This convenient service is FREE to all Minnco members.

Integrity AutoSource staff:
Brett Broghammer, broker/owner
Blake Broghammer

 

  • We love to hear what our members are saying!

    We purchased the Route 66 warranty for our Chevy pick up. It  was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty! 

    Scott and Erin

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