Cards have gone contactless!Why contactless? Two primary reasons: security and speed.
Simply tap to pay anywhere you see the contactless symbol at checkout. If the POS terminal doesn't yet have contactless payment enabled, use the EMV chip on your card.
How close does the "tap" have to be to the checkout reader?
Typically, when you tap your card/device at checkout, it must be within an inch or two of the contactless symbol on the terminal at the counter. Please note that if you have more than one contactless card in your wallet, you should remove the specific card you want to use rather than tapping your wallet against the reader.
How does contactless work?
Contactless uses a hidden, embedded computer chip and radio frequency antennae. After you tap your contactless card or device at checkout, payment details are sent wirelessly to the Mastercard network.
Do I have to treat my Mastercard contactless card in any special way?
Treat your contactless card as you would any other credit or debit card. Always know where your contactless card is and keep it in a safe place. And be sure to keep a record of all of your card numbers, expiration dates and emergency phone numbers in case you misplace it.
Is contactless secure?
Yes. Contactless payments provide secure encryption technology and Zero Liability Protection and are as secure as your regular card.
With its unique vertical design, the Minnco Mastercard credit card literally stands out in a crowd. But it's more than a pretty face. The Minnco Mastercard is packed with features typically found only on cards with hefty annual fees!
Let's put that in perspective. Most credit cards charge a cash advance fee of 5% or $10, whichever is greater. If you want $100, you'll be charged a one-time fee of $10, on top of the interest charges.
Likewise, most credit cards charge a balance transfer fee between 3% to 5%, with a minimum charge around $10. To transfer a balance of $5,000, you'll pay between $150 and $250 upfront, in addition to the interest charges!
Finally, other credit cards typically charge a penalty rate. A penalty rate is the highest rate you can be charged. This rate can kick in if you are delinquent on your credit card payments by 60 days or more. Penalty rates can easily double what you're currently being charged, sometimes approaching 30% APR.
*The Minnco Mastercard has annual percentage rates of 9.9%, 12.9% and 16.9% APR. All credit cards are subject to approval. Rates are based on applicant's credit history and credit worthiness. Foreign transactions incur a 1% foreign
transaction fee in U.S. Dollars.
Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.Anne R.
I enjoy being able to call in when I need something and talk to someone local unlike the big banks. Your customer service is great and that goes a long way!Andrew J.
I love Minnco because they have always been there to help me with my banking needs. The staff are always super friendly whenever I have any questions.Cheryl W.
I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face.Laura D.
I grew up with them as a bank and they taught me about how banking works, and were always friendly, and made me less nervous when it was time to do things myself.Jessica B.
Minnco has always been easy to work with for all of my questions and loan needs.Paul S.
Compared to any other bank I have been with or known people to use, Minnco is the best with service, especially when you need help.Katrina A.
Scott and ErinWe purchased the Route 66 warranty for our Chevy pick up. It was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty!
Always there right away when I need them!Suzannah M.
Fantastic service & very competitive rates. They are always willing to go above and beyond for members.Samantha S.
I love it when I come through the drive through and they know who I am and call me by name. This is personal service which is missed in the world today. It makes me feel like I am valued by Minnco.Emilie B.
Minnco is a great place to do business and belong to as a member!Kat E.
I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.Jeff W.
Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.Sandy S.
For the first time ever, my card was compromised. Soon as I noticed it, I contacted Minnco. They were fast and efficient on taking care of my issue. They immediately put my concerns at ease. My account is back in order and a heavy weight was lifted off my shoulders. I am so grateful to know that my finances are in safe hands!Tara C
I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.Cynthia
I have been a member since 1980 - and I wouldn't go to any other bank!!!!Nan L.
I love Minnco because they know who I am, even through the car window!Melanie G.
It's not a national level chain of branch offices... it's local banking for local people.Paul A.
I love Minnco because of the fast service and friendly faces.Miah G.
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