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Minnco's Platinum and Platinum Plus Mastercard Credit Cards have gone contactless!

Why contactless? Two primary reasons: security and speed.

  • You're in control because your contactless card never leaves your hand at checkout, not even for a moment.
  • It's faster, typically taking less than 15 seconds total, making it ideal at places where speed is essential (stadiums, fast food restaurants, gas stations, and more).

Simply tap to pay anywhere you see the contactless symbol at checkout. If the POS terminal doesn't yet have contactless payment enabled, use the EMV chip on your card.

FAQ

How close does the "tap" have to be to the checkout reader?
Typically, when you tap your card/device at checkout, it must be within an inch or two of the contactless symbol on the terminal at the counter. Please note that if you have more than one contactless card in your wallet, you should remove the specific card you want to use rather than tapping your wallet against the reader.

How does contactless work?
Contactless uses a hidden, embedded computer chip and radio frequency antennae. After you tap your contactless card or device at checkout, payment details are sent wirelessly to the Mastercard network.

Do I have to treat my Mastercard contactless card in any special way?
Treat your contactless card as you would any other credit or debit card. Always know where your contactless card is and keep it in a safe place. And be sure to keep a record of all of your card numbers, expiration dates and emergency phone numbers in case you misplace it.

Is contactless secure?
Yes. Contactless payments provide secure encryption technology and Zero Liability Protection and are as secure as your regular card.

  • You're in control – your contactless card never leaves your hands to make a payment
  • No accidental payments – your contactless card must be close to the reader at checkout to work
  • Not billed twice – even if you tap more than once at checkout, you'll only get billed once for your purchase

 

How does Minnco's Mastercard credit card tower over the competition?

With its unique vertical design, the Minnco Mastercard credit card literally stands out in a crowd. But it's more than a pretty face. The Minnco Mastercard is packed with features typically found only on cards with hefty annual fees!

  • No cash advance fee!
  • No balance transfer fee!
  • No penalty rate!
  • No annual fee!

Let's put that in perspective. Most credit cards charge a cash advance fee of 5% or $10, whichever is greater. If you want $100, you'll be charged a one-time fee of $10, on top of the interest charges.

Likewise, most credit cards charge a balance transfer fee between 3% to 5%, with a minimum charge around $10. To transfer a balance of $5,000, you'll pay between $150 and $250 upfront, in addition to the interest charges!

Finally, other credit cards typically charge a penalty rate. A penalty rate is the highest rate you can be charged. This rate can kick in if you are delinquent on your credit card payments by 60 days or more. Penalty rates can easily double what you're currently being charged, sometimes approaching 30% APR.

*The Minnco Mastercard has annual percentage rates of 9.9%, 12.9% and 16.9% APR. All credit cards are subject to approval. Rates are based on applicant's credit history and credit worthiness. Foreign transactions incur a 1% foreign transaction fee in U.S. Dollars.

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