Home equity loans and lines of credit are great for projects where you need to borrow less than 80% of your home’s equity. When 80% isn’t enough, however, you can now ask for Minnco’s new Home Improvement loan, or HI!, for short. HI! Allows you to borrow up to 100% of your home’s equity for home improvements, with rates as low as 7.50% APR.* Choose either a 5- or 10-year repayment term.
To learn more about our 100% HI! loan, visit a Minnco location or call 763-689-1071.
*Annual percentage rate for an A+ borrower for 5 years, as of 5/30/24. Rates are subject to change. $10,000 min. loan required. Borrower is responsible for all fees, which can include an automated value, credit report, flood determination, title report and recording fees. Appraisals are required for loans over $150,000. For loans over $20,000, the funds will be deposited into the borrower's Minnco savings account and held until documentation of fund usage for home improvement is provided. Monthly payment of $200.14 based on $10K loan for 60 months at 7.5%. Membership required. All loans are subject to approval.
I love Minnco because they always make everything so easy. I have had several loans and the process is quick and easy.Cynthia
I grew up with them as a bank and they taught me about how banking works, and were always friendly, and made me less nervous when it was time to do things myself.Jessica B.
For the first time ever, my card was compromised. Soon as I noticed it, I contacted Minnco. They were fast and efficient on taking care of my issue. They immediately put my concerns at ease. My account is back in order and a heavy weight was lifted off my shoulders. I am so grateful to know that my finances are in safe hands!Tara C
Fantastic service & very competitive rates. They are always willing to go above and beyond for members.Samantha S.
Local, hometown, friendly bank. Due to the downturn in the economy many years ago, Minnco made it possible for us to get our life back on track financially after a job loss. We wouldn't be where we are today without their help years ago.Anne R.
Always there right away when I need them!Suzannah M.
Scott and ErinWe purchased the Route 66 warranty for our Chevy pick up. It was a great decision because the transmission went out on us 6 months later. The warranty saved us $3,300. The only thing we had to pay was the sales tax of the transmission. They were so wonderful to work with and it was so easy. We strongly recommend investing in the Route 66 warranty!
It's not a national level chain of branch offices... it's local banking for local people.Paul A.
I love Minnco because everyone is friendly and efficient. You can build a relationship with the staff at Minnco and be welcomed with a friendly face.Laura D.
I love the people, I love the ease ability of banking, and there is never any hassle when it comes to working with Minnco.Jeff W.
Compared to any other bank I have been with or known people to use, Minnco is the best with service, especially when you need help.Katrina A.
Minnco is a great place to do business and belong to as a member!Kat E.
Love the friendly, knowledgeable staff that will go above and beyond if/when needed. Great service without the corporate feel of the big banks.Sandy S.
I love Minnco because they have always been there to help me with my banking needs. The staff are always super friendly whenever I have any questions.Cheryl W.
I love it when I come through the drive through and they know who I am and call me by name. This is personal service which is missed in the world today. It makes me feel like I am valued by Minnco.Emilie B.
I have been a member since 1980 - and I wouldn't go to any other bank!!!!Nan L.
Minnco has always been easy to work with for all of my questions and loan needs.Paul S.
I love Minnco because they know who I am, even through the car window!Melanie G.
I love Minnco because of the fast service and friendly faces.Miah G.
I enjoy being able to call in when I need something and talk to someone local unlike the big banks. Your customer service is great and that goes a long way!Andrew J.
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